Smartphones are becoming one of the basic needs for people and they are revolutionising how people live, and now they are changing how people make payment. A transaction that involves payment via mobile is referred to as mobile payment or mobile money transfer.
There are many payment gateways available today in India. In order to help you choose the most user-friendly and widely used mobile payment gateways in India, we have compiled a list of the top 10 most used ones based on the experience of our development team.
1. Razorpay
Razorpay is one of the payment solutions in India with top-class performance. Anyone who promotes or offers online payment services can partner with them. It has zero setup fees and maintenance fees. The payment modes include UPI, credit & debit cards, net banking, and wallets like MobiKwik, Olamoney, etc. Here at Sigosoft, Razorpay is always our number-one pick. Since it has a ready-to-use integration kit, the integration process is very easy and takes less than an hour to go live.
Its features include Instant activation, 100+ payment modes, secure payment, always available customer support through calls, chats, and emails, a dashboard with real-time data insights, and many more. It uses a PCI DSS level 1 compliant solution for a secure payment process.
Major users: Airtel, Goibibo, ZOHO, Zomato
Mobile app platforms: Android & iOS
2. Instamojo
Like Razor Pay, Instamojo is always a top choice for our developers since it is so user-friendly. With Instamojo, the new merchant can easily create an account with a payment gateway to collect payments online, regardless of whether they have a website or not. This is also free from setup fees and maintenance fees. Instamojo can be set up very quickly. All your e-commerce business needs can be carried on this single platform. The payment sources include UPI, credit & debit cards, net banking, wallets, etc.
You can create payment links and can collect the payment from your customers. The link can be generated from the Instamojo dashboard. You can collect payments, manage sales, process payouts, and resolve cases using the mobile app with Instamojo’s payment gateway. Our experience with them was that they offer customer support in a very straightforward manner. In just a few steps the users can avail of their customer support service too.
Major Users: UrbanClap, YourStory
Mobile app platforms: Android & iOS
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